Customized High-Risk Commercial Insurance Solutions In Gary, IN & Beyond
Not every business or driver fits into a standard insurance box — and that’s where our experience makes the difference.
As a surplus lines broker specializing in hard-to-manage risks, we help clients secure coverage that many traditional agencies struggle to place. We have access to extensive insurance markets and underwriting resources that allow us to find solutions for unique, high-risk, or specialized situations.
We are also one of the few brokers with experience underwriting cannabis-related risks, helping cannabis businesses navigate the complexities of securing reliable protection in a rapidly evolving industry.
Contractor & Construction Insurance
Contractors and construction professionals often require specialized policies to meet licensing requirements, protect equipment, and reduce liability exposure on job sites.
We provide insurance options for:
- Flooring contractors
- Siding contractors
- General contractors
- Remodeling companies
- Construction businesses
Cannabis Insurance & Cannabis Risk Underwriting
The cannabis industry faces unique insurance challenges that many traditional agents and carriers are not equipped to handle. We are one of the few brokers experienced in underwriting cannabis-related risks, helping cannabis businesses secure specialized protection designed for their operations.
We help businesses searching for:
- Cannabis business insurance
- Marijuana dispensary insurance
- Cannabis liability insurance
- Cannabis commercial property insurance
- Hemp business insurance
- High-risk cannabis coverage
- Specialty cannabis insurance brokers
As regulations continue to evolve, having an experienced insurance professional who understands the cannabis industry can make a major difference in protecting your business properly.
Personalized Insurance Guidance for Complex Risks
Insurance for high-risk industries should never feel confusing or impossible. We take the time to explain your options, compare available policies, and help you find practical solutions that fit your business, budget, and long-term goals.
If you’ve been denied coverage, labeled “high-risk,” or simply want an agent who understands specialized insurance markets, The Twianna Johnson Insurance Agency is here to help.
